The African Continental Free Trade Area (AfCFTA), the continent's largest economic integration project, is embarking on a major digital transformation initiative known as ADAPT. Developed in collaboration with the Tony Blair Institute and the World Economic Forum, the project aims to replace outdated, paper-heavy trade systems with advanced digital infrastructure.
The ADAPT initiative will use stablecoin-powered settlement tools built on the IOTA network. This decentralized, feeless ledger technology will facilitate faster, more reliable cross-border payments using USDT stablecoins.
The goal of this sweeping digital shift is ambitious:
Pilot programs in Kenya and Rwanda have already demonstrated significant efficiency gains:
The system will initially expand to Kenya, Ghana, and an additional North African nation, with the ultimate plan to scale across all 55 AfCFTA member states.
Stablecoins are central to the project, as they allow African businesses to conduct transactions without the risk of local currency volatility or the delays associated with slow, traditional international banking. This modernization is expected to provide small and medium-sized enterprises (SMEs) with access to cheaper capital and greater financial stability.
If successful, this stablecoin-powered trade network will establish one of the world's most significant real-world applications of blockchain technology, moving the continent to the forefront of digital trade infrastructure.
November 2025, Cryptoniteuae