10 Oct
10Oct

The current legal framework in the European Union, specifically MiCA (Markets in Crypto-Assets Regulation) and MiFID II (Markets in Financial Instruments Directive), has created a regulatory gap for digital assets that are inherently non-transferable, such as certain company shares or revenue-sharing agreements.


The Regulatory Challenge and the Solution

Since MiCA and MiFID II primarily target transferable securities and crypto-assets, many tokenized, non-tradable instruments exist in a state of legal uncertainty.

According to findings from the EU Blockchain Sandbox, the solution is to recognize a "digital twin": a tokenized version that simply mirrors the original, non-transferable asset without fundamentally changing its legal nature.

The key distinction is that merely recording an asset on a blockchain does not change its legal status. A non-transferable asset only becomes subject to stricter EU trading rules if its developers engineer transferability into the token to boost liquidity.


The "Digital Twin Test"

The Sandbox's "digital twin test" provides a practical compliance roadmap:

  1. Check MiFID II: Does the token qualify as a MiFID II financial instrument?
  2. Check MiCA: If not, does it fall under any MiCA category?
  3. Digital Twin Check: If neither applies, is it recognized as a digital twin under national law?

Crucially, the technical design must enforce non-transferability using built-in mechanisms that prevent transfers beyond authorized parties. This ensures that the asset remains outside the scope of MiCA.


Broader Impact

These findings emphasize that the EU doesn't necessarily need new laws, but rather clear guidance and consistent interpretation across member states. This "digital twin" framework offers a roadmap to bridge innovation and compliance, ensuring that tokenization can thrive under predictable rules and prevent valuable activity from moving outside of Europe.

October 2025, Cryptoniteuae

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