Hong Kong Aligns Bank Capital Rules with Global Basel Standards for Crypto-Assets

The Hong Kong Monetary Authority (HKMA) has officially confirmed the implementation of new capital regulations for banks holding crypto-assets. By aligning with the Basel Committee standards, Hong Kong is taking a definitive step toward integrating digital assets into its formal financial framework, with the new rules set to take effect on January 1, 2026.

A Standardized Regulatory Framework

The HKMA recently issued the Supervisory Policy Manual (SPM) Module CRP-1, which serves as the blueprint for this transition. Key highlights include:

• Basel Compliance: The regulations categorize crypto-assets according to international banking standards, ensuring local institutions manage digital asset risks similarly to global peers.
• Broad Impact: While specifically targeting the banking sector, these rules are expected to influence the liquidity and management of major assets like Bitcoin and Ethereum.
• Strategic Timing: The formalization of these rules on November 27, 2025, provides a clear runway for financial institutions to adjust before the 2026 deadline.

Global Influence and Market Sentiment

As a major financial hub, Hong Kong’s move to codify these standards may serve as a catalyst for other regions. By providing a clear regulatory environment, the city positions itself as a leader in crypto governance, potentially prompting a "domino effect" among other global regulators.

Despite the significance of this move, the market response has remained relatively stable and cautious.

"While major industry leaders have yet to issue formal statements, the move is widely seen as a validation of crypto-assets' growing legitimacy within the traditional financial system."

There have been no drastic on-chain shifts or market volatility following the announcement, suggesting that the industry was prepared for this move toward institutional maturity.

December 2025, Cryptoniteuae