Ripple Secures AMINA Bank as First European Banking Client for Cross-Border Payments

Ripple has achieved a significant expansion in Europe by signing AMINA Bank, a regulated Swiss digital asset bank, as its first European banking client for the Ripple Payments platform.

This partnership is a major move to deepen the adoption of Ripple's blockchain-based cross-border settlement infrastructure within regulated financial institutions.

• Key Highlights:
  • New Client: AMINA Bank, regulated under Swiss financial law.
  • Platform: Ripple Payments, which uses blockchain rails for faster, cheaper cross-border settlements than traditional banking networks.
  • Strategic Goal: This integration strengthens Ripple's position in Europe, a region providing clear regulatory guidelines for digital assets under MiCA.
  • Significance: Securing a fully licensed European bank demonstrates growing institutional confidence in using blockchain technology for core banking services like international money movement.

This collaboration signals that blockchain-based settlement is increasingly becoming integrated into mainstream financial architecture, moving beyond niche applications.

December 2025, Cryptoniteuae