Telcoin Launches First Regulated U.S. Bank-Issued Stablecoin

Telcoin has officially entered the blockchain banking sector with the debut of eUSD, the first U.S. dollar stablecoin issued by a regulated American bank. This milestone follows the Nebraska Department of Banking and Finance's final charter approval for Telcoin Digital Asset Bank, signaling a major convergence between traditional finance and decentralized ecosystems.

Key Highlights of the Launch:

• Regulatory Compliance: Unlike many offshore or unregulated competitors, eUSD is a "Digital Cash" instrument. It is backed 1:1 by U.S. dollar deposits and short-term Treasuries, functioning as a legal claim on bank deposits.
• Multi-Chain Presence: The stablecoin is currently live on the Ethereum and Polygon networks, with an initial minting of $10 million.
• A New Banking Model: Operating under the Nebraska Financial Innovation Act, Telcoin is authorized to handle deposits, payments, and stablecoin issuance under one regulatory framework.

Looking Ahead

Telcoin CEO Paul Neuner described this launch as the "crucial first step" toward providing blockchain-native bank accounts. The company plans to begin onboarding personal and business clients in early 2026 via the Telcoin Wallet V5. This self-custodial app will enable users to transition between traditional fiat and digital cash seamlessly.

Beyond individual users, Telcoin intends to act as a bridge for the vast majority of U.S. community banks that lack the technical infrastructure to offer digital asset services on their own. By modernizing remittances and merchant payments, Telcoin aims to combine the efficiency of the internet with the security of a chartered financial institution.

December 2025, Cryptoniteuae